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Thread: Question about ITIN and checking accounts

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    Question about ITIN and checking accounts

    Hi everyone! My boyfriend will soon be getting his ITIN. We currently have a joint savings account, however, he is currently not allowed to open a checking account. Will the ITIN allow him to open a checking account as well? Also, do any of you have suggestions of banks where we can open a checking/savings account together that does not require him to have a SSN? Please help!! Thank you all SO much and I truly appreciate all of your help and advice!

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    We opened both our checking and savings pre immigration process without an ITIN. Once he got a SS after issuance of visa, we went to our local branch and added his SS for purposes of building credit.
    Thanking and Praising God
    Backlogged Aug 2009 Approved May 2010 Visa Pickup July 2010
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    i believe bank of america will allow you to do it if you are able to go into the bank in person.
    Our Timeline

    umm....not really sure what else to put here. i guess we'll count down to citizenship! woohoo!



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    My husband has a Bank of America checking account without a SSN and at the time he opened it he did not have an ITIN either. Oh, and it was a joint account with me.
    Emily

    "Everything you’ve ever wanted is on the other side of fear." - George Addair


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    Hello, most banks will put him with you as a joint acct with his passport and county ID. We have 3 different bank accts and they are joint. Cecy
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    Now waiting........
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    Go to Bank of America they are a friendly immigrant bank. It is important for both take identifications especially if you want a joint account. Consular ID and Passport, school id, car registration, current lease, and your ITIN of course. Let me know how it goes.

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    i'm interested in this too..what is a county id or a consular id?

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    we have multiple accounts through chase, checking, savings, credit card. I heard bank of america was good but I had a friend get a job at bank of america where her main duty was to go through accounts and make sure they wern't illegal and if they were they feezed their accounts. (I don't know how that worked out because I lost touch with her) but that is a little scary right?
    Feb 2001 husband EWI
    Aug 2008 Married
    Feb 25 Sent out I-130!
    Mar 04 Received Email of I-130 received (NOA 1 March 8)
    Mar 22 Received FBI check <no record!> (mailed Feb 18)
    June 14 Text alert. Website: I-130 approved (NOA 2 June 17)

    July 07 NVC finally has my case and a case #
    July 11 Invoice&paid AOS & submitted DS-261
    July 13 All AOS infformation emailed to NVC July 21 Invoice&paid IV fee
    July 22 submitted DS-260 and all documents emailed
    July 25 AOS RFE and doc sent! Aug 02 Email:case closed
    Aug 11 called NVC got an appointment (email Aug 14)

    Sep 08 Medical 5:30-7:30am results 2-2:15pm
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    Nov 08 waiver appointment Dec 30 Approved (letter recieved Jan 14)
    Feb 23 Approval in system Feb 28 visa issued

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    Quote Originally Posted by jtaylael View Post
    we have multiple accounts through chase, checking, savings, credit card. I heard bank of america was good but I had a friend get a job at bank of america where her main duty was to go through accounts and make sure they wern't illegal and if they were they feezed their accounts. (I don't know how that worked out because I lost touch with her) but that is a little scary right?
    does your hubby have a credit card anywhere? was wondering if my hubby would be able to get a credit card w/o a social for now? thanks!
    ♥2GETHER FOREVER♥


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    Here is my experience. I wasn't able to open my us bank account as a joint acct initially because they wanted a SSN for both of us, so I opened it in my name only. But I was able to add him to the account without it, after it was open for 30 days or something. I can't remember if they wanted his ITIN at that point, but when we initially opened it, they required a SSN, so that is why we couldn't add him when we created the acct. As for CCs, the same thing - I got the CC account first, then called and asked for a card for my husband. All I had to provide was his name. But I am liable for the bills.
    3/1997 - EWI
    6/1999 - J and I met, started dating
    12/2001 - 1st consultation, found out we missed 245i
    9/2003 - Married, I-130 filed
    1/2009 - We had a baby girl
    6/21/2011 - waiver appt.
    9/13/2011 - waiver approval is in the system
    9/24/2011 - I flew to Mexico to meet J's family and brought him home 10/1/2011
    9/2012 - We had a baby boy

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